Marriage is a life-changing choice wherever in the world and imposes obligations on both the husband and the wife. As in India, the husband has the same responsibilities as the wife. But she needs to alter her name in addition to leaving her parents’ house and moving in with the Husband’s family.
By Indian law, no one needs to opt for a name change after marriage, and it is entirely up to the parties. Changing one’s name is a straightforward process, and all states also share it.
Before proceeding, remember that the law enables a person to alter their name only once in their lifetime. So, before making such a decision, one must be particular about it.
Benefits of changing name post marriage
There are a few excellent reasons you might desire to alter your surname. Here is a list of the advantages of name change after marriage:
- Paperwork is simplified
The paperwork becomes a breeze when you file for joint bank accounts with your husband or purchase a home. Moreover, it is incredibly advantageous from a legal perspective. People will not question you if you are your husband’s wife or ask you to confirm your identity.
- You are not required to reveal your first name.
Because you share a surname, you won’t have to expose your first name to others which is especially beneficial when you meet new individuals at social gatherings but do not reveal your first name for personal reasons.
- It’s Getting Easier to Send Your Children to School
It becomes a breeze when you’re admitting your children to school. When their parents have different names, their children may face societal shame. Your children will not have to answer personal inquiries or endure embarrassment because you have the same surname. Parent-teacher conferences will also be less awkward because teachers know you are their legal guardian.
- You Receive Your Marriage Certificate
You usually do not receive a marriage certificate to maintain your original name after being married in India. However, if you ask for a name change, in that case, you will receive a marriage certificate which will come in handy in the future, especially if you decide to reside overseas after getting married or seek employment in multiple countries at the same time.
Entities that must get notified of name change after marriage
Before officially opting for a name change after marriage, you must inform a couple of institutions. Following is the list:
- Inform Your Employer
If you work for a startup or an organisation, you should tell them of your name change and provide them with a copy of your marriage certificate or other name-change papers. The sooner you start, the better.
- Financial Institutions and Banks
If you have any bank accounts, you must notify them of the name change. You do not want your new name to interfere with financial operations or cause complications while applying for loans.
- Postal Service
You’ll need to update your address and your name, and it is helpful for couriers and package delivery.
- Telecommunications and utility companies
It is essential to have your utilities, telephone, and water bills reflect your new name.
- Income Tax Department of India
To pay income taxes and obtain exclusive tax benefits for married couples when acquiring joint properties, renting/leasing, and so forth.
- Records Department
It is the department where your birth certificate is issued.
- Administration for Social Security
It is not an optional step. Don’t forget to change your name here because your social security number is necessary everywhere you go.
- Passport Agency
Passport name change after marriage in India is relatively standard. Because if you don’t, you’ll have a difficult time travelling overseas or even filing for a VISA with your husband.
- Office of Public Assistance (Welfare)
It is unquestionably an entity you must notify, and it is required.
- Veterans Administration
Another legal authority that must get notified of any post-marriage name changes
- Insurance Companies
To improve your chances of future benefits, you can change your name in the records of insurance companies such as those who insure vehicles, houses, consumer durables, or life.
- Department of Motor Vehicles
It is where you obtain your driver’s license.
- Registrar of Voters
If you wish to vote for any political party under your new name, you must also change your name here.
- Colleges and universities
Whether you’re a university student, seeking further education, or sending your children to school, please modify your documents with your new name.
- Creditors and Debtors
If you’ve issued or accepted loans from others, whether peer-to-peer or through financial intermediaries, you must alter your name in the legal contracts you signed for those loans.
Mention the methods of changing the details after marriage
If you wish to name change after marriage in India, you must take a few steps. Here are the steps involved in changing one’s name after marriage:
- Step 1 – Your Marriage Certificate
You must first get your new name recorded on your marriage certificate. To do so, go to the official website of the Indian government and obtain the marriage registration paperwork. Fill in the blanks and return them to the Sub Registrar’s Office.
You will also be required to provide many copies of passport-size pictures, an Aadhar Card, a PAN card, and other ID/address proving papers. The Hindu Marriage Act, 1955 governs name changes on marriage certificates, and more data may get accessed on the Central Government’s website.
- Step 2: Obtain an Affidavit
An affidavit is a standard document (stamped paper) used to change one’s name in India. In that, you must mention the cause for your name change, as well as your new and old names. You can obtain one by requesting an affidavit for the post-marriage name change from a registered notary.
- Step 3 – Third-Party Declaration
It’s time to formally publish your name once you’ve successfully changed your name using your marriage certificate and completed the affidavit process. One approach to achieve this is to put your name in two well-known local newspapers and announce that you’ve changed your name.
Furthermore, the legal procedure for your name change declaration requires you to publish your name in the Gazette of India, an official publication issued by the Government of India.
- Step 4 – Implement the Changes
After successfully changing your name and having it published in the Gazette of India, you must update it in other documents such as your bank accounts, PAN Card, Passport, Aadhar Card, High School Certificates, and so on.
Take any relevant papers, including your name change information, and submit them to the places where you received your PAN, passport, Aadhar, and other official documents to update your name and make it official on your records.
List the official documents required and the process name change after marriage.
An individual who wishes to change their name must maintain the following papers on hand for name change after marriage advertising to get published in the Gazette of India.
- An affidavit signed by the applicant and witnessed by a Judicial Magistrate/Notary
- Original newspaper with an ad for a name change
- Prescribed proforma (should be typed on a computer rather than handwritten) with signatures of the applicant and two witnesses
- The initials C.D. (compact disc) contain a soft copy of the application in MS Word format (typed content, not a scanned copy). The applicant’s former name should be provided with the applicant’s signature, and witness information is not required.
- A document in which the applicant specifies the hardcopy and softcopy contain the same information. The applicant must sign the certificate.
- The applicant must provide two passport-sized pictures, both of which must be self-attested.
- A photocopy of valid ID evidence that the applicant has self-attested
- A request letter, as well as the appropriate charge, as determined by the Authority
In India, changing one’s name after marriage is a simple process with its own set of advantages. Changing one’s name may be an exciting and vital aspect of a marriage. To avoid headaches, however, it must be done correctly. When changing one’s name, one should seek the advice of a family law professional—changing one’s name after the marriage has several consequences. After marriage, changing one’s name aids with documentation. When acquiring a shared property, a common surname with the husband makes it simple to show the Husband-wife connection. It is also less complicated for children to write two surnames after marriage or choose one.
FAQ's on name change after marriage
Is it necessary to change one's name after marriage?
It is neither the rule of law nor a requirement that a woman changes her name or surname after marriage or remarriage and use her current husband's surname with her name.
What documents are required to change the name in PAN?
PAN, or Permanent Account Number, is one of the most crucial papers for financial transactions and necessary ID evidence; hence altering names in PAN is preferable. The procedure can get completed online. To change the name in PAN, the following documents are required:
- A duplicate of the marriage certificate
- Publication of a marriage invitation with a new name in the Official Gazette
- Certificate issued by a Gazetted Officer